Mortgage Resource Center

Empowerment through Education
Mar 8, 2018
Purchasing your first home can be an exciting but stressful time, especially when every dollar counts. In most instances, the fear of prospective homeowners involves what they don't know regarding the financing and purchasing process. Even if you think there may be programs designed to assist you, finding and navigating them can feel like an exercise in futility. It may be easy for someone to t...
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Feb 27, 2018
How Seller Concessions Can Save You Thousands When you're looking to buy your first home, the number of terms thrown around can seem pretty daunting. Most of the time, these words are fancy ways of saying you owe more money, but if you hear the words "Seller Concessions," you might want to pay attention. What are Seller Concessions? When you're buying a home through a mortgage lender, your bank...
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Feb 21, 2018
A home is often the biggest single purchase that a person makes in his or her lifetime. The United States census recently placed the average sales price of a new home at nearly $400,000, and the median value of a residential property is currently calculated at $218,000. The total price range is much larger and can reach well into the millions in some markets. Considering the size of this expens...
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Feb 8, 2018
If a sizable down payment is the only obstacle between you and your first home, good news awaits. You might believe that you need to build up a 20% down payment to buy a home, but that’s not true in most cases, especially for first-time home buyers. You might be able to get a no (or very low) down payment mortgage if you know where to look. The pros and cons of a larger down payment There are s...
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Jan 31, 2018
Are you ready to buy a house but not sure how much you can afford? Don’t start house shopping without a set budget – it can lead to frustration and wasted time. To know what’s in your price range and shop smart, you need a mortgage pre-approval letter. What’s a Mortgage Pre-approval?  The pre-approval is a letter that proves a bank or lender vetted your credit and you’re eligible for a home mor...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.