Mortgage Resource Center

Empowerment through Education
Sep 18, 2017
At Get A Rate, we are proud to offer education on mortgage-related topics because we believe that information helps our clients make the best decisions when it comes to achieving their dreams of affordable homeownership. So we’ve compiled some of the mortgage rate questions that clients ask us all the time and shared the answers below: 1. Should I choose a Fixed or Adjustable Rate for my mort...
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Sep 7, 2017
If you’re a homeowner, the best investment you have is right under your nose - so many people forget about that.  So, when you think about your assets, your savings accounts, mutual funds, or even your car come to mind. But what about your house? The place you call home is perhaps the biggest asset you have and it can actually help you out in times of need. Your Home’s #1 Stakeholder Let...
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Aug 11, 2017
The New Jersey Housing and Mortgage Finance Agency (HMFA) launched the HomeSeeker Down Payment Program is now providing qualified NJ First Time Home Buyers $16,000 towards a down payment or closing costs.  There are requirements that a home buyer needs to meet in order to be eligible. Lucky for you, we've summarized the main requirements in our HomeSeeker Grant Guideline Eligibility Overview ...
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Jul 31, 2017
Many of our clients come to us with the impression that all they need is a pre-qualification letter to be considered a serious buyer when looking for their dream home with their real estate agent. Whether they heard this from a friend, colleague, or even their real estate agent, this is not the case. In order to be better prepared to move through the mortgage process, you should actually get a ...
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Jul 27, 2017
You finally bought your dream home. You saved up, you scouted around for houses and you found “the one.”  The one where you and your family could build a life. You’ve been making mortgage payments for a while, but you keep reading about refinancing. It’s been that “thing” that you think about but never do. But why not? There are a bunch of reasons to refinance and they’re all pre...
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Whether you own a home, starting the home-buying process, or getting your feet wet with knowledge – We'll keep you up-to-date with relevant posts packed with tips and advice. Our home loan experts bring you engaging and useful posts each week.