What People Are Saying

I had such a great experience at Get a Rate. It was my first time buying a home and Ray Sewnath really helped me understand the process. He really took the time to sit down and explain every step of the home buying process and what would benefit me. I trusted him completely and now I am a home owner and the process of everything went smoothly.
Catherine N. Little Ferry, NJ
I would like to take this opportunity to express my gratitude to GET A RATE, and in particular Joe Sargenti, for helping us get our mortgage for our new home. Joe got us started in the initial stages of the process, and then stayed involved all the way to the end and beyond, well past the point when he could have said "my part is done". He was always ready to help and answer our questions on the phone or in person. Joe worked tirelessly and never acted annoyed with our many questions. I would recommend Joe Sargenti and GET A RATE to anyone seeking a fair and smooth mortgage process with great customer service.
Cliff & Carol A. Galloway, NJ
I recently closed on my NEW condo in Riverdale NJ. What a pleasure it was working with Danny at Get A Rate. He was professional and answered all of my questions with detail. He and Get A Rate are "5 stars". Get A Rate is NOT a commission based company. Danny gave me exceptional well-informed service from beginning to my closing, keeping me well informed and guiding the process. Kudos to Danny and Get A Rate!
Debora H. Riverdale, NJ
My husband and I had the privilege of working with Nick Marenoski and Daniel Valencia throughout our entire mortgage process. Before we found the home that was perfect for us we were in communications with Nick. He was very knowledgeable, professional, and straight forward. He answered any questions we had as first time buyers and was able to explain in depth anything we needed more explanation on.

Nick and Danny were both so helpful and communicative throughout the entire process. Our mortgage ended up being the least of our worries in our home buying experience and now we are in our house a month and loving every minute of it! The whole process gave us a peace of mind and we knew we were in great hands. We are very thankful for Nick and Danny!
Jessica V. Wayne, NJ
I can't thank you enough for showing me all of the different options that were available to me and closing on my loan in a timely manner despite the seller setbacks. I will definitely be referring you and your company to friends and family. Great Service and Experience!! New memories are in the making! Again THANK YOU!!
Melissa G., Passaic, NJ
I just completed my second refinance with Get A Rate. It has been a pleasure to work with Kelly Limbevski on both transactions.

As we all know, refinancing your house can be stressful but Kelly made this entire process easy. I was impressed to get emails/phone calls from her at 8:00 at night. There was never a time I couldn’t get a hold of Kelly. She always made herself available and was able to answer all my questions and put my concerns at ease.

You can tell she truly loves what she does and she is good at it. It is hard to find excellent employees these days but you definitely have one with Kelly. She represents your company very well.
John N. Wayne, NJ
I can not even put into words how happy I am today. Gene and I closed on our beautiful home in Saddle Brook today. I am completely overwhelmed with the amount of help we have received throughout this journey from Get A Rate Mortgage, our amazing friends and family members. Thank you so much for all your help and for the champagne. #agathaandgene #ourhome #together #ourlife #ourownfamily #tothenextchapter #donperignon #wefancy
Agatha P. Saddle Brook, NJ
I wanted to personally thank you for the outstanding service you provided in funding and closing 203K home loan. When I first spoke with you in Jan 2014, I mentioned to you that I was considering another mortgage company and you confidently state that we can close in 60-90 days once process starts, well…we closed on April 22nd, 2014. I have to admit that you made it an easy and seamless process. Not to mention, locked in a lower rate given by another lender.

You were very prompt in returning my phone calls and you seemed to work long and late hours, my true definition of a real trooper in getting the job done. You are very knowledgeable and own your business in terms of representing Get A Rate. Awesome job and I look forward to working with you on future transactions.
Dilip R. Edison, NJ
It comes with great pleasure to send you this email on behalf of a member of your staff, Scott Mawson. After several months of trying to find a mortgage lender to assist in refinancing our home, we were given Scott’s name by an appraiser. I have to say this was a blessing. We were told by numerous “large” lenders (Bank of America, Valley National, TD North, etc.) that they could not assist us. Well, I contacted Scott immediately. From the first call he was professional, knowledgeable and understanding. At the end of our conversation he actually said “I think we can help you.” Scott guided us each step of the way. The turnaround time was incredibly fast and the process was smooth. He kept us informed each step of the way. I am thankful to Get A Rate for having the resources available to homeowners like us and the staff who is so remarkably talented. Scott is a true asset to your company, which I am sure you already must know. Please know that we have shared our experience with several friends and family members and advised them to contact Scott at Get A Rate for any services they may require. Thank you all so very much.
Christine S. Clifton, NJ
Getarate.com Reviews
Out of 5.0
Overall Rating
based on 150 ratings and reviews.
of customers that buy
from this merchant give
them a 4 or 5-Star rating.
by (United States)
“Well Well Well I don't Know where to begin. Back in October of 2016 I was in a situation where the home I rented an apartment in was in foreclosure and I had no ideal until the bank notified me that I was behind in rent which I paid every month on time to the land lord. Well I applied for a mortgage with another company who felt comfortable with. One night while I was up late searching every website you can find for a home and trying to see what my interest rate would be. The next day got a call from Get a Rate and after some back and forth with them because I was afraid for them to run my credit I was put in contact with the wonderful GREG MARSH whom I would recommend to anyone. HE WAS THE BEST. He explained everything to me. I was still hesitant until he told me that he was here to educate me and not harm me. Greg said Leticia whether you purchase a home or not My check remains the same. Right then I knew Greg was for me. During my process if I called emailed text whatever Greg got back to me in minutes. I really appreciate everything he has done for me. In the beginning I was doubtful but Greg held my hand and walked me through the Process. which I appreciate. very much. Working with Greg is one of the best decisions I Have ever Made. I say Call Greg Marsh and tell Him Leticia sent you. Thank You Greg March I will be calling you agin in a few years to assist me with a rental Property. again Thank You.”
by (NY, United States)
“If you are looking for a company that functions with transparency and is ethically amazing, do business with Get A Rate. As a first time home buyer, Get A Rate walked me through the whole process. At closing there were no surprise or hidden fees. Not only did they educate me with what it entails to obtain a loan, but they were so forthcoming with information and readily available to answer all my questions. Buying a home can be very stressful and I can't lie that I didn't have a meltdown or two, but speaking to both Kelly and Michael reassured me that everything will be okay. And that type of service is priceless. I would highly recommend to family and friends. ”
Verified Buyer
“I wanted a rate up front”
Getarate.com tried to help this customer via the Shopper Approved Customer Resolution Center, but the customer did not respond to the assistance provided.
Response from Getarate.com:
We apologize for any inconvenience and confusion. The area of the website you were on, was our application section. However, we do offer free custom rate quotes on our Mortgage Rates page (https://www.getarate.com/mortgage-rates). Once there, enter your Purchase information in the "What Are My Rates?" section to get free rate quotes for your review based on your Purchase Goals. Again, we apologize for the confusion - please feel free to contact us for any other questions. Sincerely, The Get A Rate Team 201-393-0200 care@getarate.com
by (NJ, United States)
“The representatives at Getarates were crucial to helping my wife and I buy our first home. From the very beginning of the process I was able to speak to the president of the company, Mr. Michael Sema. He took the time to explain the mortgage process to me and to get me pre-qualified. Once the process was in place, I was assisted by Danny and Tiana who were extremely helpful during the application process. I was able to stay on top of paperwork that had to be submitted due to their helpful reminders and organized software that allowed us to keep track of what had been submitted. I would recommend getarate to anyone who is in the market for a mortgage loan. I would gladly use this company again in the future. ”
by (NY, United States)
“Thank you so very much for all of your help in securing our loan for our new home here in NJ. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Daniel Valencia! Our hats off to you!!

If you're looking for a quality loan agent who is able to answer any questions you have and will do whatever it takes to help you with the loan process don't look any further.”
by (NJ, United States)
“Joe Sargenti helped me with my first purchase AND refinance when the rate dropped. Joe was very helpful both times guiding me through the process and keeping me up to date when things were moving slow. Highly recommend both Joe and Getarate.”