What People Are Saying

I recently refinanced my home through Get A Rate. I have been living in my home for approximately 10 yrs. I tried refinance through my current mortgage company , Wells Fargo, at least 3 times. My interest rate was high, 6.25% and my payments were high as well. Kelly worked to get me a great rate, 4.125%. This company was very professional. Initially, I had my doubts. I did not know this company. I figured that if Wells Fargo could not offer me a great deal, how could this company. I called Kelly on numerous occasion, wrote several emails and researched this company. I was never pressured. Kelly always was polite and professional. My monthly payment now is $1900 per month less. My only regret is that I allowed my doubt to delay my applying for this loan. I highly recommend this company. I thank Kelly for all the hard work and professionalism. This monthly reduction in my mortgage has helped my family tremendously. Thank you Kelly and Get A Rate for helping us.
Chantal S. Wayne, NJ
My husband and I had the privilege of working with Nick Marenoski and Daniel Valencia throughout our entire mortgage process. Before we found the home that was perfect for us we were in communications with Nick. He was very knowledgeable, professional, and straight forward. He answered any questions we had as first time buyers and was able to explain in depth anything we needed more explanation on.

Nick and Danny were both so helpful and communicative throughout the entire process. Our mortgage ended up being the least of our worries in our home buying experience and now we are in our house a month and loving every minute of it! The whole process gave us a peace of mind and we knew we were in great hands. We are very thankful for Nick and Danny!
Jessica V. Wayne, NJ
Thank you so much for all of your help and expertise in helping me secure my mortgage. You made this challenging process much less stressful because of your prompt responses, knowledge, and understanding from beginning to end. It was a pleasure working with you.
Jennifer S. Lodi, NJ
The treatment and service that Get A Rate provided to us was truly remarkable. They answered all of our questions and concerns, and made sure that our first home buying experience was a success. Our phone calls and emails were immediately answered, and we always felt that our needs were being met every step of the way. When the time comes to buy our second home, we know exactly who we will turn to for our mortgage needs.
Jacob P. Paramus, NJ
We came to Get A Rate after a very frustrating experience with another mortgage company. I was very pleased with Jose Munoz and Get A Rate. Jose worked hard to get us the lowest cost and to process my application as quickly as possible.
Elisa M. Hoboken, NJ
It comes with great pleasure to send you this email on behalf of a member of your staff, Scott Mawson. After several months of trying to find a mortgage lender to assist in refinancing our home, we were given Scott’s name by an appraiser. I have to say this was a blessing. We were told by numerous “large” lenders (Bank of America, Valley National, TD North, etc.) that they could not assist us. Well, I contacted Scott immediately. From the first call he was professional, knowledgeable and understanding. At the end of our conversation he actually said “I think we can help you.” Scott guided us each step of the way. The turnaround time was incredibly fast and the process was smooth. He kept us informed each step of the way. I am thankful to Get A Rate for having the resources available to homeowners like us and the staff who is so remarkably talented. Scott is a true asset to your company, which I am sure you already must know. Please know that we have shared our experience with several friends and family members and advised them to contact Scott at Get A Rate for any services they may require. Thank you all so very much.
Christine S. Clifton, NJ
I can not even put into words how happy I am today. Gene and I closed on our beautiful home in Saddle Brook today. I am completely overwhelmed with the amount of help we have received throughout this journey from Get A Rate Mortgage, our amazing friends and family members. Thank you so much for all your help and for the champagne. #agathaandgene #ourhome #together #ourlife #ourownfamily #tothenextchapter #donperignon #wefancy
Agatha P. Saddle Brook, NJ
We recently refinanced our home with Get A Rate (aka Amber Sky) in order to help finance a renovation through one of the Fannie Mae programs. It wasn’t a typical refinance and it ended up requiring a lot of organization and coordination between the finance company, the contractor, and the Fannie Mae inspector. Kelly Limbevski was a tremendous help with managing the entire process from start to finish. From the initial application to the final closing, she was in contact with me the entire time and made sure that I was apprised of all developments and next steps. I was very impressed with the level of service and professionalism from Kelly and Get A Rate, and I would certainly recommend their service to anyone looking to refinance their mortgage.
Michael A. Fairlawn, NJ
After a successful Mortgage closing a few weeks ago, we would like to complement you on a job well done. The service and professionalism we received from start to finish was excellent.

We felt you consulted us at every stage of the process, keeping us informed of developments. If there were things we needed to know, you were more than happy to explain them to us.

You and your team specifically Kelly Limbveski worked in a professional manner with the minimal disruption to our daily life. You were always very thorough and detailed with each binding contract and patient in explaining valuable details in the Mortgage process.

We would be more than happy to recommend Get A Rate to anyone looking for your services. Thank you for doing such an Excellent job!
Sonny M. Fairlawn, NJ
Getarate.com Reviews
Out of 5.0
Overall Rating
based on 133 ratings and reviews.
of customers that buy
from this merchant give
them a 4 or 5-Star rating.
by (NY, United States)
“If you are looking for a company that functions with transparency and is ethically amazing, do business with Get A Rate. As a first time home buyer, Get A Rate walked me through the whole process. At closing there were no surprise or hidden fees. Not only did they educate me with what it entails to obtain a loan, but they were so forthcoming with information and readily available to answer all my questions. Buying a home can be very stressful and I can't lie that I didn't have a meltdown or two, but speaking to both Kelly and Michael reassured me that everything will be okay. And that type of service is priceless. I would highly recommend to family and friends. ”
by (NJ, United States)
“Our contact was Kelly Limbevski at Get a Rate. She was professional & friendly. Kelly was a great help in assisting us in our refinance process. I would recommend highly to anyone who is considering using their services.”
by (United States)
“Excellent service ”
by (NJ, United States)
“As a first time home byers,we really didn't know much of all how it goes,and what we need.
We were lucky clients,to meet with Joe Sargenty.
We're pleasant,professional, reliable,always available,we will strongly recommend him to our friends and family and everybody who is interested in home bing loan.”
by (NJ, United States)
“Getting our mortgage with Get A Rate was such an easy process! Daniel Valencia was a pleasure to work with, always there to answer our questions and responded quickly. Not one bad thing to say about them! Great people great service ”
by (NJ, United States)
“The representatives at Getarates were crucial to helping my wife and I buy our first home. From the very beginning of the process I was able to speak to the president of the company, Mr. Michael Sema. He took the time to explain the mortgage process to me and to get me pre-qualified. Once the process was in place, I was assisted by Danny and Tiana who were extremely helpful during the application process. I was able to stay on top of paperwork that had to be submitted due to their helpful reminders and organized software that allowed us to keep track of what had been submitted. I would recommend getarate to anyone who is in the market for a mortgage loan. I would gladly use this company again in the future. ”
Verified Buyer
“Jose is honest and upfront. No hidden agendas ever. He got me an amazing rate last year and has made a repeat customer out of me.”
by (United States)
by (NJ, United States)
“absolutely satisfied !”
by (NJ, United States)
“Refinancing was a lot easier than I thought it would be. The process was thoroughly explained and closing was completed on time as expected. Nick and Danny were great!”
by (NJ, United States)
“Nick M., and Danny were dedicated to providing us with answers and options during our home buying process. Highly recommended!”
by (NJ, United States)
“Great experience, quick and knowledge. Danny and Nick make a great team.”
by (United States)
“My husband and I were first time home buyers and so this process was very new to us but any time we had a question, our broker was always there to answer it any time of day. We really appreciate everything and now we have our dream home! ”
by (NJ, United States)
“I've heard rumors that home buying can be very stressful. Get-A-Rate made the process of buying our first home easy. I would absolutely recommend them. ”
by (NJ, United States)
“Daniel is Excellent. Very easy to work with, very thorough, and makes himself available at all times. I am a returning customer and will continue to with all my purchases. ”
by (NY, United States)
“Nick was so wonderful. He was always available for any questions I had Whether I emailed or texted him I would get a quick response. Danny and Tiana were also very helpful. Everyone involved made this a much less overwhelming experience for us. Thank you!!! I will definitely be recommending this company to people that need to get a mortgage. ”
by (NY, United States)
“Thank you so very much for all of your help in securing our loan for our new home here in NJ. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Daniel Valencia! Our hats off to you!!

If you're looking for a quality loan agent who is able to answer any questions you have and will do whatever it takes to help you with the loan process don't look any further.”
by (NJ, United States)
“Amazing teamwork, great communication and fast service. Definitely dream makers!
Thank you!”
by (NY, United States)
“It's was pleasure work with this team!”
by (NJ, United States)
“Joe Sargenti helped me with my first purchase AND refinance when the rate dropped. Joe was very helpful both times guiding me through the process and keeping me up to date when things were moving slow. Highly recommend both Joe and Getarate.”