Leading a New Era of Lending

 
About Us
Get A Rate began in 2012 with the mission to protect, educate, and empower a new generation of homeowners. We’re the nation’s first and only non-commissioned home lender driven by purpose, truth, transparency and integrity.
Our fundamental belief in living a better life has given us purpose to transform and innovate a flawed and dated industry. By eliminating extrinsic motivating factors and providing honest, un-incentivized advice, we’ve figured out a way to not only educate but empower our clients in making the right decision. Our fully transparent website offers robust tools and resources that finally reveal how much home someone should buy, not can buy. Get A Rate's vision is to elevate the banking industry benchmark by servicing, supporting and protecting consumers with a new standard of ethical lending. Remember, pride of homeownership should never be at the cost of sacrificing happiness.
Michael Sema
CEO of Get A Rate
Our Difference
Salaried Advisors
Non-commissioned means you’ll get honest, non-incentivized advice about your mortgage.
A True Affordability Calculator
Get a full picture of affordability because we include the things you may forget—property taxes, income taxes and daily expenses.
Accurate Rate Quotes
Our home loan advisors don't just pull your credit, they check all of the relevant documentation: pay stubs, bank statements, and more. We go the extra mile to ensure a true, accurate rate.
Underwritten Pre-Approval in 30 Mins
We have 100% internal control, so you can get pre-approved in minutes instead of hours. Start shopping for your new home sooner.
Our Process
1
Learn

Asking the right questions and understanding your goals, needs and circumstances.

2
Plan

Involving you in the planning process to ensure you are protected from the unexpected.

3
Closing

Ensuring a truly stress-free closing experience by triple-checking everything.

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